Rosie on the House doesn’t believe anyone should ever OVER insure; as many insurance companies are marketing to us these days to do. It makes no sense to us why we would spend $15 for a 3 yearr protection plan on a toaster we are spending $60 for one brand new.
However, some people find so much comfort in a guarantee that nothing will ever go wrong, they spend money on these policies.
As for the uitlity line warrantee; for the most part these warranties DO NOT cover storm damage – only normal wear and tear on parts that will rarely ever suffer any wear and tear in our lifetime.
We are not buying any of these plans, but you will need to decide your own comfort level.