Vote For Rosie On The House.  Here’s How!

Discussion of something most don’t think about before the remodeling project starts.  Contact your insurance company for some very specific guidelines.

If you didn’t add the increased value of the new remodel, they can reduce the value of a future claim.  Clay explains how that works.

Explaination of Course Of Construction Insurance.  Provides insurance during the course of construction against damage or loss.  New builds, additions and remodeling.

Homeowners that are remodeling should know its more that construction materials.  Expensive appliance packages could be damaged or stolen.

Deal with a contractor that has Course Of Construction coverage.  Then see if that coverage is available for your homeowners insurance.  If so, you must have a licensed bonded insured contractor and 40% or more of your home is under remodel.  Clay explains how it works.

Discussion of replacement cost.  If the dwelling is a total loss, what does the insurance company allow as a reconstruction cost.  Clay goes over working with insurance for details on your current home construction to determine how much coverage you need and the average cost per square foot to rebuild.

Home styles are different that can require insurance companies who specialize in higher end rebuilding costs.