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If you are new to owning a home or new to insurance plans in general, the topic may seem overwhelming. If you feel compelled to purchase one of these plans, we recommend taking a look into Equipment Breakage Coverage. We first learned about this type of coverage from Clayton Janson when he joined us in studio on September 5th, 2015 to talk about homeowners insurance. You can listen to Segment 4 below for specific information on Equipment Breakage Coverage or listen to the whole insurance segment to learn the Need To Know Facts About Home Insurance.

Equipment Breakdown Coverage | Segment 4 (Run Time 6:27)

Listen to this segment 

Need To Know Facts About Home Insurance

The topic of Equipment Breakdown Coverage always pops up from time to time, so we revisited the subject with Clay Janson again on January 5th, 2019. Take a listen to what he had to say below regarding Homeowners Insurance & Home Warranties. Get right to the facts of Equipment Breakdown Coverage starting at 13:30.

Homeowners Insurance, Home Warranties & Water Supply Lines

This unique coverage is a type of home warranty that extends to many of your essential home systems and personal property.

Typical household items protected by Equipment Breakdown Coverage include:

  • Washers and dryers
  • Computers
  • Dishwashers
  • Refrigerators and freezers
  • Ovens and microwaves
  • Garbage disposals
  • Heat pumps Heating and air conditioning systems
  • Electrical service panels
  • Home security systems
  • Water heaters
  • Well water pumps
  • Sump pumps
  • Surround sound systems
  • Swimming pool equipment
  • Televisions

For more information contact your insurance agent. You can also reach Clayton Janson at Phocus Insurance.

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